Credit Profile

Credit Profile refers to a consumer credit file, which is made up of various consumer credit reporting agencies. It is a picture of how you (as an individual) paid back the companies you have borrowed money from, or how you have met other financial obligations.

There are usually five categories of information on a credit profile:

* Identifying Information
* Employment Information
* Credit Information
* Public Record Information
* Inquiries

What is NOT included on your on a credit profile:

* Your race
* Your religion
* Your health
* Your driving record
* Your criminal record
* Your political preference
* Your income

 
LHA Mortgage Services is a mortgage lender servicing the states of Florida, Georgia, South Carolinas and Virginia. We specialize in FHA Loans, Slow Pay Loans, Poor Credit Loans, Excellent Credit Loans, and VA Loans. We do mortgage loans with docs types that include; Bank statements, Stated Income, Stated Assets and No Documentation, NO DOC, mortgage loans